Lease THE NEW IPHONE YOU DESERVE unlocked to any carrier

TRUE NO CREDIT FINANCING MEANS EASY APPROVALS FOR EVERYONE

No credit checks, no hassle, easy approval process with amazing customer service every step of the way. All you need is proof of income with direct deposit to get started.

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  • Easy Approval Process
  • No Credit Checks – Ever
  • Helps Build Your Credit
  • Easy Cancellation
  • Buy With Confidence
Easy Approval Process

Get approved quickly and securely by linking your bank account through Plaid, the trusted platform used by major companies like Cash App and Venmo.

No Credit Needed

Our financing partner PayVantage, in collaboration with Plaid, ensures a smooth and secure approval process without ever checking your credit.

Credit-Friendly

Absolutely NO credit checks. Period. Once you’re approved, our financing is a fantastic credit builder.

Easy Cancellation

Simply send the phone back at any time and cancel with no penalties and make no more payments.

Buy With Confidence

Choose from our selection of the latest unlocked iPhones with a 14 day warranty.

NO CREDIT CHECKS. EVER. 90 DAYS SAME AS CASH.

Direct deposit is all that is required for our industry changing financing program. Our simple online approval process just requires you to provide proof of identity and show proof of direct deposit for the last 30 days.

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1
apply
online

Fill out a quick and simple application to verify your identity. No credit checks required.

2
Get Approved
Instantly

Provide proof of income with steady direct deposit and get instant approval. It’s that easy!

3
Choose Your device

Browse our selection of the latest pre-owned iPhones and select the one that fits your budget.

4
GET YOUR
PHONE

Fast Free Shipping delivered right to your door or convenient pick-up at our Charlotte location.

Why choose us

Getting the phone you want is easier than ever. Forget the hassle of traditional financing—our simple approval process ensures that you get the device you need without the stress.

No credit checks, just quick and easy approvals. Apply today and join countless satisfied customers who have already experienced the New Wave difference.

EASY CANCELLATION

We know that circumstances can change. That’s why we offer an easy cancellation policy with no penalties. Just send it back and stop the payments immediately. It’s that simple and stress-free.

14-Day Warranty

Your satisfaction is our priority and we stand behind our products. Enjoy a 14-day warranty on all devices, ensuring you receive a phone in great working condition.

CREDIT-FRIENDLY

No credit? No problem. Building your credit has never been easier. Our financing options not only get you the phone you want but also help you improve your credit score over time.

Insurance Options

Protect your investment with our comprehensive insurance plans. We offer optional third-party insurance and a tiered protection plan to suit your needs.

UNLOCKED PHONES

Choose from the latest unlocked phones, giving you the freedom to choose your carrier. Enjoy the benefits of having the newest phone, all with our easy financing options.

EASY uPGRADE PATHS

Keep your technology up-to-date with our easy upgrade OPTIONS

4-MONTH UPGRADE

Upgrade to a newer model after
4 months without a down payment. starting a new 90-day plan.

Payoff and credit

Fully pay off your device after 3 months and receive a $100 promo credit towards your next upgrade.

Your Trusted Partner

EASY Transparent Financing

Our mission is to provide accessible and straightforward phone financing solutions for everyone. We value customer service, transparency, and integrity, ensuring that every interaction with us is a positive one. We’re here to support you during the approval process and after.

  • Customer Service: We prioritize your needs, ensuring a seamless and supportive experience.
  • Transparent Financing: Clear, straightforward financing options with no surprises.
  • Integrity and Trust: We build lasting relationships through honesty and trustworthiness.
  • Accessible Financing: Providing easy approval processes for everyone, regardless of credit history.
  • Continuous Support: We’re here for you every step of the way, offering ongoing assistance and flexible upgrade options.

FAQs

Got questions? We have answers.

We’re here to make your experience as smooth as possible. If you need further assistance, don’t hesitate to contact us.

New Wave Wireless is a leading provider of income-based financing for the latest phones. We offer easy approvals with no credit checks required, making it simple for you to get the phone you want. Learn more here!

Our financing process is simple and straightforward. Fill out our online application, verify your identity, provide proof of employment with direct deposit, and get instant approval. We’re here to help you every step of the way. Payments are made through our PayVantage system.

No, we will never check your credit with our PayVantage financing. As long as you have a job with direct deposit, you’re then you’re approved. Our process is designed to be accessible to everyone, even if you have a low credit score or no credit history.

PayVantage is our primary financing partner that offers true no credit check approvals with 90 days same-as-cash terms. It allows you to get the phone you want with low down payments and payment plans that fit your budget.

To get approved, all you need is a job with direct deposit and a bank account that can be linked through the secure Plaid system for verification. There’s no need for a credit check, making it easy for everyone to qualify. You’ll need to show 30 days of consecutive direct deposit (weekly or bi-weekly). It’s a simple, fast, and easy verification that happens automatically and we’re here to help you each step of the way.

Yes! We offer multiple upgrade paths that allow you to upgrade to a newer device after just four months with no down payment. You can also choose to fully pay off your phone after three months and receive a $100 credit towards your next upgrade. Check out our phones and iPhones!

We understand things change. As long as you are up to date on your payments, you can cancel any time with no penalties. Simply let us know you’d like to cancel, send the phone back, and all payments will stop immediately. There are no penalties or fees for canceling, making it a worry-free process.

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Financing options

At New Wave Wireless, we understand that everyone’s financial situation is unique. Our financing options are designed to provide flexibility and ease, ensuring you can access the latest technology without the stress of traditional credit checks. Choose the option that best suits your needs and enjoy the freedom of modern, worry-free financing.

Experience true no credit check financing with PayVantage. Simply verify your identity and provide proof of income with steady direct deposit. Everyone’s approved!

For those who prefer an alternative, we offer more traditional financing through Acima. A soft credit check is required and you can get your financing options instantly.

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CUSTOMER TESTIMONIALS

See why our customers love us! From effortless approvals to unmatched customer service, hear firsthand how we’ve made a difference in their lives. Our customers’ experiences speak volumes about the quality and reliability you can expect when you choose us for your phone financing needs.

  • “Fast quick & easy experience very helpful and knowledgeable! NOTHING CHANGED from what I was told as far as pricing & it cannot be beat…10/10 happy with my iPhone SE.”
    Jovante White
  • “Thank you Storm for getting me a phone, my iPhone XR was cracked and it was $120 to fix, got the 12 pro max for $50 down instead”
    Brendon Beach
  • “The whole process from finding about New Wave online to walking out the door with my new phone was amazing. Storm was very helpful and understanding of my situation. He also helped me make the right decision as a well. Thank you for the experience.”
    Quentin Floyd
  • “I had an incredible experience at New Wave Wireless! Storm, the manager, provided outstanding service and helped me find an affordable iPhone that exceeded my expectations. They were knowledgeable, patient, and genuinely helpful. Highly recommended!”
    Cole Judd
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