HOW IT WORKS: Easy, No Credit-Check Phone Financing

Here at New Wave Wireless, we’ve made phone financing as simple and stress-free as possible. Our streamlined process ensures that you can get the latest iPhone without the hassle of traditional credit checks. Here’s how it works:

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Step 1

Apply Online

During this process, you’ll link your bank account through Plaid, the trusted third-party platform used by major companies like Cash App, Venmo, and PayPal, to verify your income. No credit checks are involved, so you can apply with confidence. This step helps us match you with the best financing options available.

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Step 2

Get Approved Instantly

After submitting your application, you’ll receive instant approval by linking your bank account through Plaid, ensuring steady direct deposit for the past 30 days. Plaid’s secure and reliable platform verifies your income, so you can move forward with peace of mind.

Step 3

Choose Your Device

Browse our selection of the latest pre-owned iPhones and select the one that fits your needs and budget. We offer a variety of models to ensure you find the perfect device.

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Step 4

Get Your Phone

After choosing your phone, enjoy fast and free shipping directly to your door, or pick it up at our convenient Charlotte location. Your new device is just a few clicks away!

Why Choose New Wave Wireless?

  • No Credit Checks: Our financing process is designed to be accessible to everyone. Thanks to Plaid, your income verification is secure and simple, allowing you to get the phone you want without worrying about your credit score.
  • Easy Upgrade Paths: Upgrade to a newer device after just four months, or pay off your device after three months and receive a $100 credit towards your next upgrade.
  • 14-Day Warranty: We stand behind our products with a 14-day warranty, ensuring you receive a phone in great working condition.
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FAQs

We are a leading provider of income-based financing for the latest phones, offering easy approvals with no credit checks required.

Our financing process is simple: apply online, get approved instantly with proof of employment, and choose your phone.

No, we do not check your credit. Our financing is based on your employment status and direct deposit.

Yes, you can upgrade to a newer device after four months, or fully pay off your device after three months and receive a $100 credit towards your next upgrade.

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Customer Success Stories

Don’t just take our word for it—see what our customers have to say! Read real success stories from people who have transformed their phone financing experience with New Wave Wireless!

  • “Fast quick & easy experience very helpful and knowledgeable! NOTHING CHANGED from what I was told as far as pricing & it cannot be beat…10/10 happy with my iPhone SE.”
    Jovante White
  • “Thank you Storm for getting me a phone, my iPhone XR was cracked and it was $120 to fix, got the 12 pro max for $50 down instead”
    Brendon Beach
  • “The whole process from finding about New Wave online to walking out the door with my new phone was amazing. Storm was very helpful and understanding of my situation. He also helped me make the right decision as a well. Thank you for the experience.”
    Quentin Floyd
  • “I had an incredible experience at New Wave Wireless! Storm, the manager, provided outstanding service and helped me find an affordable iPhone that exceeded my expectations. They were knowledgeable, patient, and genuinely helpful. Highly recommended!”
    Cole Judd

get started today

Experience the New Wave Wireless difference by applying for financing today.
Join the countless customers who have already upgraded their tech without the stress of traditional financing.

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